Klarna

Easy Process

  1. Add products to your cart and select "Klarna" when you check out.
  2. Enter a few personal details and you’ll know instantly if you’re approved.
  3. Klarna will send you an email confirmation and reminders when it’s time to pay.

Pay in 3 instalments

  • Spread the cost of your purchase across 3 interest-free instalments.
  • The first payment is made when you place your order, with remaining two instalments scheduled automatically every 30 days. No interest or fees.
  • Select the Klarna option and enter your debit or credit card information.
  • To check your eligibility, Klarna will perform a soft search with a credit reference agency.
  • This will not affect your credit score. 
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions.

Pay in 30 days

  • Make your purchase today.
  • Pay any time up to 30 days later.
  • No interest or fees.
  • No impact to your credit score.
  • Paying after delivery is an easy way to shop online.
  • Complete the payment in full after purchase at no added cost.
  • Report returns directly in the Klarna app and only pay for the items that you keep.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions.

Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. Available to age 18+, UK residents only. Subject to status.

T&Cs apply and are available on the Klarna website's Terms & Conditions page.

DivideBuy

DivideBuy offers the ability to spread the cost of your blinds into monthly interest-free instalments between 3 and 12 months, interest free.

Why DivideBuy?

  • Interest free instalments.
  • Check eligibility with no effect on your credit score.
  • Automatic repayments.
  • Quick and easy to arrange.

Easy Process

  1. Add items to your basket.
  2. Go to checkout and select DivideBuy.
  3. Provide some personal details.
  4. If you are approved you will get an instant credit decision.
  5. Pay the first instalment.
  6. Your goods are on their way.

Are there limits on how much I can spend?

DivideBuy interest free credit is available on products/services from £50 to £6000. Credit is available from 3 to 12 months. Credit offered is set by the retailer.

Who can apply for DivideBuy interest free credit?

  • Applicants must be aged between 18 and 75
  • Be a permanent UK resident
  • Have a valid debit or credit card
  • Have a valid UK mobile number
  • Have a valid email address

Will a credit check be performed?

Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can assess your eligibility for DivideBuy credit that will not affect your credit file.

How do I make my monthly payments?

Payments will be collected automatically on the date your instalment is due. Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and three digit CV2. 

Can I request delivery to an address other than my home address?

To guard against fraudulent applications, we are only able to deliver goods to your home address.

What if I would like to cancel/ return my order?

The first step is to contact the retailer directly to cancel your order. If you have already received your order, you’ll need to arrange for it to be returned using the retailer’s returns process. The retailer will then contact DivideBuy to confirm your order has been returned, so we can issue a refund and cancel your credit agreement.

My application was declined. Now what?

We’re sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we’re unable to find out why your application was denied. DivideBuy is not permitted to share application information with us. 

Who can I contact if I need help?

For any questions related to DivideBuy's interest free credit please contact DivideBuy by visiting www.dividebuy.co.uk. 

Are there any fees or charges?

No. There are no APR or hidden charges. DivideBuy reserves the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process.

 How can I manage my DivideBuy account?

To manage your account and make payments, you can log in accounts.dividebuy.co.uk.

What if I need to change my delivery address from my billing address?

DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid a first instalment, you need to contact DivideBuy directly who will then notify us of the changes.

DivideBuy - Further Terms & Conditions

Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy's trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH.